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To be the most reliable and trustworthy microfinance institution in Indonesia


To be the best one-stop shop for microfinance services in Indonesia


Honesty, partnership, and commitment to customers

Supports Growth For
Micro, Small & Medium Enterprises

Strengthening the local economy with
new innovations to increase financial inclusion
and literacy for lower and middle class communities

Building the National Economic Modernization

Honesty, Best Service & Joint Progress

BPR ANS develop savings and lending products that aim to better meet the diverse needs of customers and contribute to increasing their income.

Product implementation is localized, while innovation efforts are centralized and concentrated around key themes:

Group Saving and Lending

Advancement of Education and/or Professional Certifications

Micro Businesses

Cultural Festivities


IDR 664  B
Loans Funded
IDR 16  M
Average Loan Size
Unique Borrowers
1.8  %
Non-performing Loans
28  %
Net Interest Margin
IDR 147  B
Savings Portfolio
BPR Establishment

Providing the needs of banking services for rural communities

Management Consultation

All aspects in BPR business activities including SOPs and products

Office Rental

Facilitating venues for consultation & business meetings

SDM BPR Training

To be a professional, honest & discipline workers